These are a few questions to assist you with the process. If you need more information, please call us. We work individually with each client. Every insurance company is different and every client has their unique concerns.
First call us to inspect your roof and document damage, including a written description and digital photographs. We can help you determine if there is enough damage to warrant an insurance claim. If so, we can speed the process and get your roof restored quickly.
Every carrier is different. However, your insurance company will pay for damage that is the result of an act of nature or accident, such as a hailstorm, hurricane, tornado, falling branches or debris, or other incident.
Texas State Law mandates that all homeowners MUST pay their deductible. This amount will vary depending on your policy. It is important to understand how this works. If you have questions, we can help you figure out the process.
Yes, our inspector can be on hand when your insurance adjustor arrives to inspect the damage, and make sure all areas of concern are included on the final report. This ensures you get all the compensation you need for quality repair.
Each claim is different. The final determination of the value of the claim will be made by your insurance company, based on the report from the insurance adjustor. Depending on the age of your roof, the amount paid may be less than the full cost of repair or replacement (due to depreciation). This figure can sometimes be negotiated.
Before making a decision, make sure all the estimates are offering the same quality of materials and workmanship. One contractor might propose using 25-year shingles, while another may offer installation of a 50-year shingle for only slightly more. Make sure you're getting the most for your money.
Your insurance adjuster provides a detailed estimate of items your insurance company has determined which will be repaired or replaced.